While comprehensive health insurance pays the hospital and doctors directly, you never actually see any of that money – it just ensures that you will not be swamped with medical bills. What supplemental insurance does is pay you cash, above and beyond health insurance, workers comp, etc. (regardless of whether or not you pay those bills), to cover missed work, high deductibles, and other personal expenses associated with injury and sickness.
We proudly work with Unum, The Hartford, Guardian, and Colonial to offer our clients the best in voluntary insurance.
Benefits of Supplemental Insurance Policies
They cover you for accident and sickness that may occur ON or OFF the job.
Once you own the policy, the rates will always stay the same for life, regardless of age and how many claims you make.
They are inexpensive, with accident-only policies starting at under $20/month.
They are available for both individual and family.
Once you receive your policy in the mail, you have a 30-day free look period to read it over and, if you change your mind, cancel for a complete refund of premiums paid.
If you are self-employed, all premiums are tax-deductible.
- Short Term Disability
- Critical Care Protector
- Cancer Care
- Life Insurance
- Accident/Sickness Protectors